A debt tracker that speaks in hours, not dollars

Most apps track money.
This one tracks your time.

Debt is future time already spent. We convert your balances into hours and days of work, so a number on a screen finally feels like what it actually costs you.

Works offline

No account required

No ads

Your data stays on your device

Try the math

DEBT

MONTHLY INCOME

That's

44 days, 4 hours

of your life already spent on debt that hasn't been paid off yet. That's the number the app tracks, every day, automatically.

Get the app. Start tracking your time.

A peek at your dashboard

Example data. Yours will look different (hopefully better).

FUTURE TIME REMAINING

247 days

FREEDOM DATE

March 2027

TIME OWED

1,976 hours

MOMENTUM

Improving

+12 days this month

Why it works

Money is abstract

$47 leaving your account doesn't register as loss. It's just a number changing on a screen you'll forget by tomorrow.

Time is not

You already know what an hour feels like. You spend it every day, on purpose or not.

So we convert one into the other

Same debt, same balance, framed as hours instead of dollars. Suddenly it's not a number. It's a Tuesday you don't get back.

How it works

01
Add your income and debts
A few minutes, once. No bank connection, no permissions.
02
Log a purchase or a payment
Every entry converts straight into hours and days owed.
03
Watch your time flow back
Freedom Date moves closer every time a payment lands.

What data do we collect?

None.

Seriously.

Where is my data stored?

On your device.

A revolutionary concept, we know.

Do you sell my data?

No.

We wouldn't know what to sell even if we wanted to.

Do I need an account?

No.

Open it and start. That's the whole flow.

Web or Android, same idea either way

This web app is free, full-featured, and works offline once loaded. The Android app costs $0.99, adds a home screen widget, and installs like a normal app. Both keep your data on your device only. Neither talks to a server, because there isn't one.

For web users specifically

Your data is stored locally in your browser. Clearing browser data or cache will erase it. Export anytime to keep a backup. You're always in control. Nothing is ever uploaded anywhere.